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First Time Buyer Plan


  • Any new and Near New Volkswagen (see Near New Vehicle Definition)
  • Volkswagen Certified Pre-Owned

Retail Contracts only - First Time Buyer Plan does not apply to leases or Driver’s Option.


The dealer must provide the following information for each applicant prior to approval:

  • The customer must never have had automotive credit
  • Monthly payment may not exceed 18% of gross monthly income
  • Minimum one year of verifiable full-time employment with current employer with income commensurate with all financial obligations. A contact name and phone number within the Payroll or Human Resources Department of the applicant’s employer must be provided.
  • Minimum one year residence in dealer’s market area, renting or living with parents is allowed
  • No credit history required; however, established history must be in good standing with no previous derogatory credit
  • Three verifiable personal references; one must be a relative
  • Qualification under this program is subject to verification prior to approval
  • Please include the following when submitting the credit application:
  • Proof of income
  • Proof of Residency
  • Copy of Social Security Card
  • References